TOKN’s foundation was built on providing leading international, national, and local financial institutions with a full range of legal services. From loan documentation and workouts, consumer and commercial litigation, and bankruptcy, TOKN offers comprehensive business and legal guidance for clients in the ever-changing financial services industry. For over 40 years, TOKN has represented an array of financial institutions, federal credit unions, state chartered credit unions, national banks, community banks, agricultural finance companies, and independent equipment and auto-finance institutions.
We understand the unique nuances with respect to each type of lender.
As lenders face an increased volume of troubled loans, our attorneys are adept at restructuring troubled loans well before legal actions are undertaken. If legal action is unavoidable, we skillfully assist our clients in enforcing their creditors’ rights, whether in actions under the Uniform Commercial Code, foreclosures, or otherwise. Our attorneys are also experienced in enforcement of judgments by identifying and locating assets, filing post-judgment actions including voidable transaction suits and garnishment.
TOKN represents financial institutions in every aspect of litigation before state and federal courts. Examples of litigation handled by the firm include:
- Asset recovery
- Bank Fraud
- Bankruptcy and Commercial Restructuring
- Check fraud
- Commercial and Retail Insolvency
- Consumer Debt Collection
- Creditor’s Rights
- Credit reporting
- Debt restructuring
- Depository and payor liability
- Disposition of Troubled Assets
- Equipment Leasing and Finance
- Fair Credit Reporting Act
- Fair Debt Collection Practices Act
- Financial Services Litigation
- Financial Service Transactions
- Lender Liability
- Loan workouts
- Notes & Guaranties
- Regulatory Compliance and litigation
- Real Estate Financing
- Residential Mortgage Lending and Servicing
- Secured and unsecured loans
- Syndicated Financing Transactions
- Uniform Commercial Code
TOKN also advises financial institutions on the day-to-day aspects of banking and finance about developing policies and procedures, credit reporting, deposit account issues, powers of attorney and trusts, and answering garnishments and levies.
Central to our service to our clients is a simple, unwavering focus on thoroughly understanding their business and providing the legal solutions that enable them to reach their